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  • Featured image showing two people seated at a kitchen counter with a falling red market line and the text “Net-worth -£183,167” to illustrate a sharp one-month drop in portfolio value

    Blog, Donegan Update, Financial Independence, Keeping Track, Save and Invest

    Our Net Worth Just Fell By £183,167. Here Is Why We Are Not Worried.

    Our net worth fell by £183,167 this month. Yes you read that right. We, the Donegans, are worth £183,167 less than we were last [...]

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  • Crystal ball with S&P 500 chart, surrounded by financial documents, stock market graphs, and a calculator, representing stock market prediction uncertainty.

    Blog, Keeping Track, Save and Invest

    Stock Market Predictions 2026: Why Experts Miss

    6th Jan 2026 Every December, the financial media makes its stock market predictions for the coming year. There are charts, bold numbers, and confident [...]

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  • Alan and Katie Donegan annual finance review breakfast at Masa 81 Bogotá with coffee, pastries, and net worth charts for Donegan net worth 2025 article

    Blog, Donegan Update, Keeping Track

    Donegan Net Worth 2025: 10‑Year Habits, a Spring Correction, and a Big Finish

    5th Jan 2026 At the end of the year, Katie and I always get excited because this means a chance to do our annual [...]

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  • Katie Donegan and Alan Donegan working on laptops during their annual personal finance review at a café in Bogotá, Colombia.

    Blog, Financial Independence, Keeping Track, Save and Invest

    Annual Personal Finance Review: Step‑by‑Step Guide + Family Meeting Playbook

    30th Dec 2025 Why bother with an annual personal finance review (and why it’s fun) Every December, Katie and I grab a great breakfast, [...]

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  • Cartoon-style illustration of two people high-fiving in front of a giant checklist titled “personal finance basics”, with casual clothing, a Superman logo t-shirt, and a playful background including a pineapple.

    Blog, Keeping Track, Mindset

    Stop Searching for Silver Bullets: Do the Personal Finance Basics (and Watch Your Life Change)

    Are you doing the basics, or searching for the magic pill? Most people want the shortcut. The pill, the app, the “one weird trick” to [...]

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  • Blog, Keeping Track, Life Journal, Mindset, Overcome Fear, Take Action

    Confused? GOOD! You’re Nearly There…

    🤯 Confused? GOOD! You're Nearly There… Have you ever stared at a financial concept, spreadsheet, or calculator and thought: “Wait… WHAT?! This makes no [...]

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  • Blog, Financial Independence, Keeping Track, Save and Invest

    What’s your split?

    Where is your net worth? Most people have no clue what their net worth is, let alone where it is. Your net [...]

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  • Blog, Financial Independence, Keeping Track, Save and Invest

    If You Do What Everyone Else Does…

    …You’ll End Up Where Everyone Else Is: Poverty in Retirement Let’s not sugar coat it: 15.3 million people in the UK are heading [...]

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  • Katie Donegan and Alan Donegan working on laptops during their annual personal finance review in Mexico, with notebooks and coffee on the table.

    Blog, Donegan Update, Financial Independence, Keeping Track, Save and Invest

    Annual Net-worth review 2024

    What is an annual finance review? Every year Katie and I sit down and do an annual review of our finances. We want [...]

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  • Blog, Keeping Track

    How did your finances do in 2023?

    It's Friday 29th December. The last working day of 2023. Katie and I are sat at Bacu, a fancy café in northern Bogota. We [...]

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