Most people understand how to build an investment portfolio. But what happens when it is time to actually live from it?

How does the money move from your investments into your bank account? Which source should you draw from first? How can you create a reliable income without paying unnecessary tax or throwing your portfolio off balance?

In this session, Alan and Katie will show you how to turn your Freedom Fund into money you can confidently use.

What we’ll cover

Make your money spendable

Learn how investment money actually reaches your bank account, the difference between receiving investment income and selling units, and how to choose a sensible withdrawal rhythm.

Choose where the money comes from

Explore how access, tax treatment, other income, allowances and changing income phases can affect your withdrawal choices.

This is a global session, with short examples for the UK, US and New Zealand. It will help you understand the principles and identify the questions to consider wherever you live.

Rebalance to create income

Learn how to:

• choose a spending-cash target
• spend from your cash reserves
• review your Freedom Fund
• refill your cash by rebalancing
• write your withdrawal rule into your Investor Policy Statement

Build your first-year routine

By the end of the session, you will have the foundations of your own First-Year Investment Income Plan, built around one repeatable routine:

Establish. Withdraw. Spend. Review. Refill.

You are not destroying your Freedom Fund. You are using it to support the life it was built for.

This session accompanies the free 10-week Rebel Finance School course. For the accompanying notes, spreadsheets and bonus material, sign up here:
https://rebeldonegans.com/finance/rfs/

Join the Facebook group for friendly support from like-minded people:
https://www.facebook.com/groups/rebelfinance

Details

Thursday 13 August 2026
8pm UK time

Joining instructions

YouTube:
https://www.youtube.com/watch?v=FmMkOQ0gSnQ

Click the link and press Notify me for YouTube to remind you when we go live. Alternatively, click the Add to calendar button below and the special time-zone elves will put it into your calendar at the right time.

Disclaimer

We are not financial advisers 💼 This is not financial advice 💰 We are not regulated or trained financial advisers 🎓 We will never try to sell you any investments 🛍️ You make your own decisions 💭 We are sharing our opinions and ideas 💡 These ideas may not continue to work for us or for you. You are 100% responsible for your financial future 💸 There are no guarantees here.

For our full disclaimer, please visit:
https://rebeldonegans.com/about-us/disclaimers/

#Investing #RetirementPlanning #InvestmentIncome #FinancialIndependence #RebelFinanceSchool #PersonalFinance #FinancialLiteracy #RFS26