Here’s your UK starter kit:

  1. Open a Stocks & Shares ISA – tax-free growth and withdrawals. AND/OR
  2. Open a SIPP if you want extra tax relief for retirement (and don’t mind waiting until age 57 from 2028).
  3. Pick one global index fundVanguard FTSE Global All Cap is our favourite.
  4. Automate monthly contributions and ignore the headlines.
  5. Relax and live your extraordinary life while your money works quietly in the background.