Here’s your UK starter kit:
- Open a Stocks & Shares ISA – tax-free growth and withdrawals. AND/OR
- Open a SIPP if you want extra tax relief for retirement (and don’t mind waiting until age 57 from 2028).
- Pick one global index fund – Vanguard FTSE Global All Cap is our favourite.
- Automate monthly contributions and ignore the headlines.
- Relax and live your extraordinary life while your money works quietly in the background.

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