What’s the biggest risk to my retirement plan?

Inflation and bear markets early in retirement. If both hit at once, your best play is to reduce your spending. Stocks usually recover, but inflation erodes purchasing power long-term. Bill thinks inflation is the biggest enemy of investments and Financial Freedom.
Tip: Track personal inflation (e.g., food/travel/living costs rising).
👉 Week 7’s volatility training helps stomach market dips.