Money to cover the gap between when you retire and when pensions kick in. Example: Retire at 55 with state pension at 68? You’ll need 13 years of spending in accessible accounts (like ISAs). ISA/SIPP withdrawals often bridge this gap.
Tip: The calculator can’t model this so join our Forecasting Bonus Workshop!
👉 August 18th bonus session teaches you how to build this bridge.