The Route To Wealth – Creating A Consistent Gap Between Income And Spending

It’s incredible how many people think that the only route to wealth is to win the lottery, inherit money, or build a business. No one thinks that consistently saving an amount each month and investing it over time will lead to wealth.

The true key to creating wealth over the long term is to create a gap between your income and spending. Spending less than you earn and then investing that gap into assets.

If you are spending more than you earn then you have a negative gap.

If you spend everything you earn each month then you have zero gap.

If you spend less than you earn and have money left over at the end of the month then you have a positive gap!

The key to creating a consistent positive gap is working to reduce your spending and to increase your income.


The first step in getting on top of your money is to answer the question How Big is your Gap?