📚 RFS Transcript Library

The Rebel Finance School brain, in searchable form.

These transcripts are not “just notes”. They are the full Rebel Finance School teaching, captured so you can search it, revisit it, feed it into AI, and use it to apply the RFS methodology to your own life.

This is a decade of learning from our own journey to becoming millionaires and retiring at 35 and 40, plus more than two decades of Alan learning how to explain ideas simply, memorably and practically.

We are giving this away because we want you to use it.

Not passively. Powerfully. Use the transcripts with AI to understand the course, ask better questions, create checklists, build tiny next steps, and keep moving when money feels confusing.

🤖 How to use this with AI

Turn transcripts into personalised implementation help.

Pick the week you are working on, copy the transcript or the section that matters, and ask AI to help you understand it, apply it, and turn it into action.

1

Search the teaching

Find the exact part where we explain the gap, debt, investing, retirement, mindset, platforms, funds or anything else from the course.

2

Ask better questions

Give AI the relevant transcript and ask it to explain the idea in plain English, using the Rebel Finance School methodology.

3

Create a next step

Ask AI to turn the teaching into a checklist, a tracking plan, a finance meeting agenda, a debt plan or one tiny action.

4

Do the work

AI can help you think, but the progress comes from action. Pick one small step and move.

Maximum power: transcripts + prompts + methodology.

The transcript gives AI the teaching. The prompt helps you ask the right question. The methodology gives the order and structure. Put them together and you have a practical RFS study companion.

Privacy note: You do not need to upload bank statements or personal data to use this. If you use AI with your own numbers, remove names, account numbers, addresses and anything sensitive first. This is financial education, not regulated financial advice.

✨ Starter prompt

Copy this when you want AI to help you apply a transcript.

The hero above explains the power of the transcript library. This section gives you the practical copy-and-paste prompt. Use it with any weekly transcript as the library grows.

Copy-and-paste starter prompt

Paste this into your AI tool, then paste the transcript section underneath it.

I am working through Rebel Finance School.
Use the transcript section below and the Rebel Finance School methodology to help me apply this lesson to my own life.
Please:
1. Summarise the key ideas in plain English.
2. Explain what this means for someone trying to take control of their money.
3. Give me one tiny next step I can do in 10 minutes.
4. Keep the tone kind, practical and non-judgemental.
5. Do not give regulated financial advice.
6. If I seem overwhelmed, help me simplify and choose only one next action.
Here is the transcript section:
[Paste transcript section here]
📚 Growing transcript library

Transcripts added week by week.

We are adding the RFS 2026 transcripts as the course unfolds. Each week has two sessions: Monday is the core message and Thursday is the practical implementation.

Week 1: Track your spending and find your gap

No shame. No judgement. Just data. Start here if you are working on the gap.

2 of 2 transcripts live
MondayCore message

Take Control of Your Money

Best for understanding the gap, lifestyle inflation, true cost, leak hunting and Week 1 freedom work.

ThursdayImplementation

How to Track Your Spending and Use the Gap Tracker

Best for choosing a tracking method, setting up the Gap Tracker and finding your gap without judgement or overwhelm.

Week 2: Net worth made simple

Find what you have, what you owe and where you stand. Your net worth is your financial blue dot on the map.

2 of 2 transcripts live
MondayCore message

Net Worth Made Simple

Best for understanding assets, liabilities, your financial starting point and why your net worth gives you the blue dot on the money map.

ThursdayImplementation

Fill in Your Net Worth Tracker with the Donegans

Best for working through your net worth tracker step by step, listing what you own, listing what you owe and turning the numbers into clarity.

Week 3: Money mindset and your money story

Discover the hidden beliefs shaping your financial decisions and learn how to rewrite the financial stories that no longer serve you.

2 of 2 transcripts live
MondayCore message

Money Mindset Makeover

Best for uncovering the hidden beliefs, fears and assumptions that may be secretly influencing your financial decisions.

ThursdayImplementation

Rewrite Your Money Story and Align Your Life

Best for identifying old money stories, updating beliefs that are holding you back and aligning your finances with the life you want to create.

Week 4: Debt, Compound Interest and Getting Ahead

Learn how compound interest works, why debt becomes expensive and how to build a practical plan to become debt free.

2 of 2 transcripts live
MondayCore message

Compound Interest Explained

Best for understanding how compound interest builds wealth, deepens debt and quietly shapes your financial future.

ThursdayImplementation

Debt Attack Strategy Workshop

Best for building a personalised debt repayment plan and creating a clear strategy to become debt free faster.

Week 5: Money Conversations and Financial Habits

Learn how to talk about money without stress and build habits that keep your finances moving forward.

2 of 2 transcripts live
MondayCore message

How to Talk About Money Without Shame, Stress or Arguments

Best for improving money conversations with partners, family and the people you care about most.

ThursdayImplementation

Design Your Monthly Finance Meeting

Best for creating a simple monthly finance routine that keeps your money goals on track.

Week 6: Investing and Putting Your Money to Work

Discover assets, Freedom Funds and the first steps towards becoming an investor.

2 of 2 transcripts live
MondayCore message

How Do I Start Investing?

Best for understanding assets, Freedom Funds, stocks, shares and how ordinary people can start building wealth over time.

ThursdayImplementation

Freedom Fund Audit

Best for checking whether your current investments, pensions or funds are working hard enough for your future self.

Week 7: Why Index Funds Win

Understand fees, fear, fiddling and why simple investing often beats clever investing.

2 of 2 transcripts live
MondayCore message

Why Index Funds Win

Best for understanding how fees, fear and fiddling can reduce returns, and why low-cost index funds are such a powerful benchmark.

ThursdayImplementation

Fund Fact Sheet Clinic

Best for learning how to read fund factsheets, spot key information and understand what you are actually invested in.

Week 8: How to Start Investing

Choose your platform, account and fund so you can move from theory into practical action.

2 transcripts live
MondayCore message

Choose Your Platform, Account and Fund

Best for understanding the practical choices involved in starting to invest: platform, account type and fund.

ThursdayUK session

Make Your First Investment

Best for walking through the UK practical implementation: platform, account and fund choices.

Important: These transcripts are for personal educational use. Please do not copy, republish, sell, scrape or redistribute them as your own content. This is financial education, not regulated financial advice.

Week 9: How much do I need to retire?

Work out your retirement number, test different scenarios and understand the maths behind financial freedom.

2 of 2 transcripts live
Monday Core message

How Much Do I Need to Retire?

Best for understanding your retirement number, the maths behind financial freedom and how to start thinking about enough.

Thursday Implementation

Freedom Calculator Workshop

Best for building your retirement number, testing different scenarios and seeing how spending, saving, investing and life choices affect your path to financial freedom.

Week 10: How to retire without running out of money

Understand the risks, choices and flexible strategies that can help your money support you throughout retirement.

2 of 2 transcripts live
Monday Core message

Will Your Money Last?

Best for understanding withdrawal rates, inflation, sequence-of-returns risk and the flexible choices that can help protect your retirement plan.

Thursday Finale conversation

FI, Frugality and Freedom with Mr Money Mustache

Best for exploring enough, intentional spending, frugality and how financial independence can create more freedom, purpose and possibility in your life.

Week 11: Turn your investments into lasting freedom

Write the rules that will help you stay calm during market crashes and build a practical plan for living from your investments.

2 of 2 transcripts live
Monday Investor Policy Statement

Survive the Crashes by Writing an Investor Policy Statement

Best for writing your personal investing rules, preparing for market crashes and creating a clear plan to guide you when emotions are running high.

Thursday Drawdown workshop

How to Live Off Your Investments

Best for understanding retirement drawdown, where your income can come from and how different accounts can work together to support your life.

Join the Donegan mailing list